Membership

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Joining the Credit Union is the best decision you could take for your money.
Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Our Common Bond
Anyone who is living or working within a radius of 7 miles from Tramore Post Office and within the Barony of Gaultier is eligible to join the Credit Uinion. An entrance fee of €1 is payable on application for membership (applicable to those over 16 years of age). Membership is subject to approval of the Board of Directors, the applicant having been proposed and seconded. When applying for membership a person has the right to nominate a beneficiary to whom he or she wishes the first €23,000 of his/her shares to pass in the event of death (members over 16 only).

Membership Application
Tramore Credit Union membership application form can be completed in the office. Please remember that you will be required to sign the application form at the Credit Union office. You will also need to bring the following to our office to complete your application:
  • Photographic Identification - Driver’s Licence, Passport or Student Card
  • Proof of Residence - Recent gas/electricity or telephone bill, recent bank/building society statement or TV licence (must be dated within the past 6 months)
  • Proof of PPSN - Pay slip, Social Security card, Medical card


Benefits of Membership

Membership has many benefits...
Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against death.
Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Pay by Standing Order Arrange a standing order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions or view online
Member Services
Take advantage of a host of additional member services available. We have arranged special motor insurance discounts for our members. See our Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.